We are here to create offer for you!

Loan for legal entities and entrepreneurs is designed for procurement of fixed assets, working capital or other assets, and can be used by:

  • Micro, small and medium enterprises and
  • Entrepreneurs (registered with the Central Registry of Commercial Entities (CRPS) and with the VAT system, lawyers, notaries, bailiffs).

We can offer you:

  • Simple and swift disbursement,
  • Guarantees from the business,
  • No fee for loan application processing.

Loan amount:

  • For entrepreneurs up to 30.000 EUR,
  • For legal entities up to 50.000 EUR.

Loan maturity:

  • For loans up to 5.000 EUR – up to 36 months,
  • For loans 5.001 EUR – 10.000 EUR – up to 48 months,
  • For loans 10.001 EUR – 20.000 EUR – up to 60 months,
  • For loans 20.001 EUR – 30.000 EUR – up to 72 months,
  • For loans 30.001 EUR – 50.000 EUR – up to 84 months.

Grace period – up to 3 months.

 Monthly instalment is adjusted to financial capacities of YOUR BUSINESS.
 Collaterals arranged with you.

SEASONAL REPAYMENT OF LOANS

If you are dealing with TOURISM, AGRICULTURE or CATTLE BREEDING, we can offer you possibility of seasonal repayment.

 Repayment is done during one or more seasons
 Repayment of principal is done only during the months when the cash inflow is generated
 Three models of repayment dynamics, depending on period when the cash inflow is generated and number of seasons
 Loan maturity – up to 36 months
 Possibility of grace period.

REQUIRED DOCUMENTATION

Legal entities (LLC, partnership, JSC, or limited partnership)

  • Decision, Certificate or Excerpt on registration from relevant registry – CRPS; (If the provided document does not contain TIN, it is necessary to provide Decision on TIN),
  • Personal ID card or passport of loan applicant i.e. the person authorized to represent the commercial entity with Power of Attorney certified at public notary,
  • Certificate on transfers at commercial bank for the previous 12 months,
  • The Company’s Articles of Association or Articles/Decision of Incorporation,
  • Specimen signature card,
  • Balance Sheet and Income Statement from the last final account.

Entrepreneur

  • Decision, Certificate or Excerpt on registration from relevant registry – CRPS, and for notaries, lawyers and executors, the Decision on establishment or registration in the competent chamber (If the attached document does not contain TIN, it is necessary to additionally provide Decision on TIN),
  • Personal ID card or passport,
  • Specimen signature card,
  • Balance Sheet and Income Statement (certified by accountant and responsible person from the last final account),
  • Analytical card of transactions at a commercial bank.

For further information about conditions, please contact the closest loan officer or fill in the e-form and we will contact you.