Vision of Alter Modus is to be the first choice of micro and small businesses throughout Montenegro for financing their needs.

Mission of Alter Modus is to act in accordance with the best long-term interests of our stakeholders, by specializing in providing financing solutions for micro and small entrepreneurs, tailored to them and the communities in which they operate.

Our customers and employees are recognized as main stakeholders for the further development and long-lasting stability of Alter Modus.

Therefore, improvement of employees and customers’ loyalty is continuous process, influenced by internal and external predictable and unpredictable circumstances


Building stable and lasting relations with clients is key to our success. We aim to fully understand the needs of our clients and local market, to treat them with respect, and to be transparent and swift in process of providing services.

We aim to adjust the best international practices to all aspects of our operating, applying superior knowledge and skills as well as the best methodologies in research of clients’ needs and market.

We highly appreciate virtues – integrity, conscientiousness and commitment, and strongly foster development of corporate culture strictly adhering to our Code of Ethics.