Ana Kentera has been Chief Executive Officer since 2015. She began her career in Alter Modus in 2000 holding the position of Finance Manager, and later on became Chief Finance and Legal Officer. With a years-long experience in micro-financing and formal education in law and financial management she has contributed to development of MFI Alter Modus in fields of managing processes, improvement of organizational structure, business planning and financial modelling. She has attended renowned international trainings in field of micro-crediting. She recognizes strong customer focus, quality in operations and high ethical standards as key factors for successful business on the long run.

Ljiljana Stojović has been Chief Business Development Officer since 2022. She is an economist by education. She began her career in Alter Modus in Credit Operations in 1999. Throughout long experience in credit operations, she was covering several different positions – from loan officer and regional manager (central and northern region) to Chief Operations Officer.  Direct contact with clients and follow-up of entrepreneurship experiences “from idea to realization” were crucial for Ljiljana’s successful work in field of micro-financing in Montenegro. In addition to focusing on the improvement of credit operations and products, she was dedicated to establishment and development of various functions in Alter Modus such as Marketing, Human Resources and Risk and Quality Management. As a Chief Business Development Officer she has been managing projects, development of products and sale channels and IT Development since 2022.

Željka Obradović has been Chief Human Resources and Communications Officer since 2022. By education she is a philologue and bachelor of applied psychology. She built her career through positions of HR consultant (multiple levels) and operations manager in Montenegrin office of one of the world’s leading companies that provides services for the development of the labour market. She has been in Alter Modus since 2015 holding managing positions in field of human resources and communications. Željka is focused on defining and implementation of strategies and plans for human resources management, internal and external communications, crisis communications and socially responsible operating. She is also dedicated to attending advanced educational programmes in field of communications, development of human resources, organizational psychology and coaching.

Srđan Đurović has been Chief Operations Officer since 2022. He is an economist by education, with specialization in management. He started his career in Alter Modus in 2003 as a loan officer, and soon afterwards he moved to position of regional manager (central region). In 2015, he was promoted to Credit Operations Manager, and now he is holding the position of Chief Operations Officer which includes managing credit and marketing activities and sale controlling. Ha has attended renowned trainings organized by domestic and international providers focusing on micro-financing, sale strategies, planning in sale and leadership. Srđan is recognized for his strength in experienced team managing and leading, especially in crisis situations. He considers commitment to implementation of strategic initiatives, adapting fast to changes and establishing and maintaining quality relations to be the key factors for success of activities he is responsible for.

Vladimir Petrić has been Chief Administrative Officer since 2022. By education, he is a law graduate with a passed bar exam. He started career in Alter Modus almost two decades ago at the position of loan officer and afterwards he has been developing professionally managing legal and proprietary affairs. As a legal expert with abundant managerial experience he has managed legal risks, had key role in establishing platform in segment of personal data protection, and had oversight of significant projects for compliance of business practice with legal standards and the EU directives. Throughout his career he has demonstrated capacities in strategic decision-making, team leading and implementing systemic changes. His current role includes ensuring compliance (through compliance activities) and protection of Alter Mouds’ interests as well as property management and IT security and stability. He strongly believes that the joint work of employees – with mutual respect and trust – creates synergy, which is the key to long-term success.

Milorad Bojović has been on position of Chief Risks Officer since 2022. His career in Alter Modus started in 2016 and he has been building his experience through several positions in Credit Sector and Risks Sector, from loan officer, risk analyst and Manager of Department of Risk and Quality Assurance up to Chief Risks Officer. He is an economist by education and has been attending international trainings in field of micro-crediting. He is a certified expert in risk management. He made a key contribution to the improvement of quality, procedures and processes in domain he is responsible for, as well as to the development of Risks Sector and system of managing credit and non-credit risks. He is committed to achievement of strategic objectives of the company through proactive risk management and providing professional support in complex business projects and decisions.

Branko Tadić has been Chief Finance Officer since 2022. He holds a master’s degree in economics. His employment in Alter Modus started in 2007 with position of finance controller-analyst. Through years-long work experience in finance he passed various functions – from finance advisor, analysis and reporting specialist and Accounting Department Manager to the current position. He built his expertise in the field of finance by attending trainings and seminars of eminent lecturers both in Montenegro and in the region. He has got a license of a Certified accountant, but he also took place in advanced trainings in field of management, leadership, organizational and communication skills. He believes that continuous personal development is the main factor of success and he finds the adoption of new knowledges and skills to be a never-ending process.